The misconception on online shopping is that companies choose
it as a way for easy money. Maybe. But it is not as reassuring once the process
of creating a successful online shop kicks in. A true e-commerce website needs
more than just a legitimate sounding domain. It needs to follow a certain set
of standards to be able to compete to websites by the likes of Amazon, Ebay,
Lazada, Zalora etc.
Lazada
Philippines has been a top contender in the e-commerce industry, one of the
reasons being its very flexible payment methods. The best part about Lazada is
its product are directed to Filipinos specifically making it an ideal
destination online. Filipinos are familiar with two things. It’s either one
pays in cash or on credit. Because of this clouded judgment on how far payments
can go, we forget the possibility of other options. In return, this blissful
ignorance hinders us from discovering easier outlets that can greatly help in
improving our finances.
Lazada currently offers five methods of payment, each one
distinctly different from the other. Cash on Delivery focuses more on the
personal aspect as all payments happen during the day of the shipment. No
initial payments are required to seal orders for approval making it the most
convenient and trusted form of payment by the majority. Though this option is
not yet available nationwide, it has been proven to be effective by numerous
number of satisfied customers. Purchases made using credit card however is a
different story. Credit cards used must be either Visa or MasterCard because if
not followed, the said transaction will be considered null. The customer making
the payment must own the credit card being used a different procedure will
apply. Necessary account information must be submitted to finalize the order.
Banco De Oro Installment is the more flexible method for payers who would
rather pay in a length’s time in equal distribution. Although this method can
only be acquired by buyers who make a minimum purchase of P3,000. BDO extends
its service up to 24 months of installments. Megalink for those unfamiliar with
the term requires prior subscription to the said company. It’s a membership
that allows its clients to pay online through Internet Banking or Debit Card. A
gateway to the site will be provided for the customer to fill out for necessary
information. Lastly, there is Paypal. It is very similar to the process
involved in paying via one’s Megalink account. A membership must also be
created to help out with online payments.
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