Among the many good reasons why I shop a
lot in Lazada is the
payment method. I mean payment methods collectively because there are three of
them. They got of course payment through credit cards, they got Dragon Pay and
the most convenient of all and most shoppers favorite the cash on delivery
payment service. I have been waiting for a long time for a local online
shopping website that offers multiple payment methods and not just the standard
credit card payment. That has been my problem for a long time and the reason
why I never shopped online. I never had a credit card, I never ever even
attempted to sign up for one because of my worry about my finances getting
haywire. That’s because it is easy to shop and buy things based on your impulse
if you got a credit card on you. Self-discipline is a very difficult task, it
takes a lot of focus, energy and concentration. Buying things at impulse is so
easy when you are holding a credit card as opposed to actual cash because there
is this perception on the surface of your brain that you are just swiping a
piece of plastic no big deal and all you see are charges on your billing
statement unlike actual cash where you could actually see the money going away
and makes think twice whether to spend it or not to spend it.
So
going back to the payment methods in Lazada,
the cash on delivery payment service is my payment method of choice because it
is a non-complicated way to make a payment and it is also less-risky. It makes
online shopping as simple as shopping in an actual shopping mall where you get
your hands on the item immediately after you pay. It also puts your mind at
ease whenever you are buying expensive gadgets online. It also takes away the
worry of losing the item during delivery since you have not put up some money
up-front yet unlike how it is when you are using credit card as a method of
payment. I could recall during the holiday season last year when I bought my
wife a Samsung Galaxy 3 tablet where I put the payment method on the cash on
delivery basis, the thing with that order was that due to the holiday rush the
delivery sort of got a little bit delayed but since I opted to pay for it on
the cash on delivery basis, I did not worry about not even a single bit.
Another payment method that they have is
Dragon Pay, this payment method is also a credit card-less payment system that
utilizes the Philippine banking networks and other non-traditional
establishments like convenience stores, remittance centers, pawnshops and other
similar business establishments. How it works is that it allows you to go to
your nearest convenience store and deposit cash as payment for the item that
you ordered and that payment will be tracked and remitted to Philippines' Online Shopping Mall just like
how it is when you pay your utility bills at 7-11. So there you have it,
there’s no reason why you should not take advantage of the benefits of online
shopping in Lazada because it is so easy to pay and shopping is absolutely
risk-free.
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